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Protect your family from the burden of paying your final expenses.

MyHealthPlans4U has affordable Final Expense Life Insurance for seniors to help with burial expenses and related costs which are rising year after year.

The average cost of a funeral is $9,995.

It’s easy to get coverage for your final expenses. MyHealthPlans4U provides free insurance quotes to seniors, with or without pre-existing medical conditions. Receive your FREE quote and find out if you’re approved today!

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Receive Up to $50k to
PROTECT YOUR FAMILY

Discover How Affordable Final Expense Insurance Can Be

It’s simple to get the cost! Simply fill out the form below, and using the information you provide, we will prepare a FREE custom quote with all the best options for your Final Expense Insurance today. There is absolutely NO OBLIGATION.

What is Final Expense Insurance?

Final expense insurance, also known as burial insurance or funeral insurance, is a type of whole life insurance policy specifically designed to cover end-of-life expenses. This includes the costs associated with funerals, burials, cremations, medical bills, and other final expenses. The purpose of final expense insurance is to provide financial security and peace of mind to your loved ones during a challenging time. Typically, people look at purchasing this insurance when they are 50 years or older. Some will go lower than 50 — like 20s, 30s, and 40s — but only a few above 85.

Why Do You Need Final Expense Insurance?

Planning for the future can bring comfort and assurance to you and your family. Final expense insurance can help ease the financial burden of end-of-life costs, ensuring that your loved ones are not left with unexpected expenses. By having this insurance, you can focus on celebrating your life and legacy rather than worrying about costs.

MyHealthPlans4U can help you find the perfect plan to ensure your family is protected.

  1. Choose a Policy: You select a policy that suits your needs and budget. Policies vary in terms of coverage amounts and premiums.
  2. Pay Premiums: You pay regular premiums to keep the policy active. Premiums are typically paid through an automatic bank withdrawal from your checking account and cycled monthly, quarterly, or annually, depending on the policy and your preference.
  3. Guaranteed Coverage: Once the policy is active, the coverage is guaranteed. In the event of your passing, your beneficiaries receive the policy's payout.
  4. Use of Payout: The payout can be used by your beneficiaries to cover end-of-life expenses such as funeral costs, medical bills, outstanding debts, and other related expenses.

Advantages of Final Expense Insurance

  • Affordable Premiums: Final expense insurance policies are often more affordable than other types of insurance because they offer smaller coverage amounts; on average, $50–$100 monthly for a $10,000 death benefit. Prices are based on age, gender, health, if you use tobacco, and how much coverage you desire.
  • No Medical Exam Required: Many policies do not require a medical exam, making it easier for seniors and those with health issues to qualify.
  • Guaranteed Coverage: Your policy is guaranteed once approved, meaning your rate is locked, regardless of changes in your health. YOUR PAYMENTS WILL NEVER INCREASE & BENEFITS WILL NEVER DECREASE.
  • Simple Application Process: Applying for final expense insurance is straightforward and can often be done online or over the phone.
  • Quick Payout: Beneficiaries often receive the payout quickly, allowing them to cover expenses promptly.

How to Choose the Right Final Expense Insurance Policy

When selecting a final expense insurance policy, consider the following:

  1. Coverage Amount: Determine how much coverage you need based on anticipated end-of-life expenses. Typically, this ranges from $10K to $50K.
  2. Premium Costs: Find a policy with premiums that fit your budget.
  3. Policy Terms: Understand the terms and conditions of the policy, including exclusions and limitations.
  4. Beneficiary Designation: Make sure your beneficiary information is accurate and up-to-date.

Contact MyHealthPlans4U for More Information

The easiest way to find out if this is right for you is to simply fill out the form above (or click the button below), and a licensed agent in your specific area will prepare a FREE custom quote with all of your options. Also, contact us at 1-833-462-0645 if you want to speak with someone faster. At MyHealthPlans4U, we are here to help you learn more about final expense insurance to give you and your loved ones peace of mind.

Get Your Free Quote